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CAREER OPPORTUNITIES

Agency Overview

CBI Insurance is one of the leading and fastest growing agency in our market. We have developed a unique and highly successfull sales system that provides our agent sales force with an opportunity that is unequaled in our industry. We carry several product lines for our clients including: Health Insurance, Life Insurance, Disability Coverage, Annuities, Dental, Optical, Medical Supplements and several Specialty Products. Within each product line, we represent several of the leading Insurance Companies operating today. This allows us to offer coverages specific to our clients needs. And, although we represent some of the largest and most well respected Insurance Companies today, we are year in and year out one of their leading Agencies in Production. That gives us leverage - and allows us to create an opportunity for our Agent Sales Force not available elsewhere.

Financial Opportunity

$100K+......For the Right Person

$60 - $80K+ 1st Year Average

Very few industries can offer the financial opportunity that Insurance can. We have a significant portion of our sales force currently earning in excess of $100,000 and that is really what we gear this opportunity towards. Our Agents AVERAGE $70,000 in their first year with us. There are several reasons why our compensation structure allows our Agents to accomplish this.

Top contracts with our Carriers: Because of the volumes of business CBI Agency produces for our Carriers, we are able to secure compensation contracts that are very lucrative. This allows us to offer higher contracts to our sales force.

Advance Commissions: Most opportunities in the Insurance Industry require an Agent to receive their commissions as-earned, that is, you get paid your percentage of the clients' premium each month. This system is fine, but it can take a year or more for your commissions to build to an acceptable level. At CBI, we advance you up to your entire first year's commission when you make the sale. It works like a draw against future commissions and enables you to get to a very respectable income level quickly.

Bonuses: We enhance your earning potential by making bonuses available to you based upon your performance.

Renewal Income: This is a real Advantage to a career in Insurance. Unlike most sales careers (Auto, Mortgage, Real Estate, etc.) where you only earn a one-time commission. In Insurance, as long as your client remains active, you continue to receive renewal commission payments. Many Agents at CBI are receiving tens of thousands of dollars a year from sales they made in previous years...and these amounts continue to increase each year! This in addition to their regular commission earnings and bonuses!

Top Companies/Products

CBI Agency holds a tremendous advantage over most career Agencies because, although we represent many of the leading Insurance Carriers today, we have no obligation to maintain a relationship with any of them. What does this mean? If a Company we represent ever enacts changes we feel are detrimental to our Agency or our clients, we have the ability to cease representing them and can simply replace them with an Insurance Company that better suits those needs. Or, if a Company enters the market with a plan more competitive than what we have, we can add them to our portfolio. This flexibility assures you that CBI will always possess the most competitive product portfolio available in the marketplace. As an Agent for CBI, this gives you the security in knowing you will always hold an edge by having access to the most competitive product lines available at any given time. At CBI, we'll stack our product portfolio up against anyone's!

Lead Programs

At CBI, we realize that the most important aspect of any sales opportunity is getting in front of quality prospects who are in the market for your goods and services. At CBI, we have multiple quality lead programs designed to get you in front prospects each and every week. Some of the lead programs are:

Referrals (backed by a client compensation package)

Fresh Telemarketed Leads

Internet Leads

Take One Response Cards

Direct Mail

Road Signs

Many Other Quality Lead Systems

As you examine our lead systems, it's important to note two things. First, you'll see that absent from our system is "cold calling" and we are not going to ask you to make a list of your closest 100 family, friends, neighbors, etc. Second, as you consider the various lead systems we use at CBI, please realize that our clients are either coming from referrals or are responding to one of our programs. Our clients call us!

In addition to our on going Lead Programs, we provide you with our new agent "Fast Start" program. It is designed to get you in front of quality prospects and start making money right out of the gate. This "Fast Start" program helps make the transition during your most criticail period, the 1st six weeks, successful and smooth. At CBI, by investing in you and supplying you with the tools you need to succeed, we provide you with an unparalleled opportunity in the insurance industry.

Flexible Schedule

We know that most new Agents at CBI focus primarily on the financial opportunity available. It's easy to understand why considering the lucrative potential it can offer. But a healthy income is only one part of an enviable lifestyle. To be successful financially working our system requires you to commit 40-45 hours a week, but you set your own schedule. This flexibility allows you to truly establish a lifestyle where you are in total control of your own life. Isn't it time to stop working for someone else and start working for yourself and your future?

Incentive and Award Programs

At CBI, we believe in rewarding our Agents. So, we offer numerous sales incentive programs which our Career Agents can qualify for. From monthly and quarterly awards, all the way up to our annual sales trips, we treat our Agents to the absolute finest incentives in the industry.

We sponsor an annual trip to many exotic locations all over the world which include roundtrip airfare for two; deluxe accommodations at the finest hotels; meals; day trips; etc. In recent years we've taken our Agents to such locations as:

Cancun, Mexico

Monterrey, CA

Caribbean Cruise

Puerto Vallarta, Mexico

Can you imagine a better way to spend a week in February than at a beautiful, world class resort all paid for by someone else?! At CBI, we help you turn those dreams into realities!

And that's not all. Several of our Insurance Carriers also offer sales promotions too! Trips, cash bonuses up to $10,000, and many other awards are available to our Agents through these companies. Many of our Agents qualify for 2-3 trips per year, as well as, cash incentives and other awards! At CBI, we provide our Agents with the opportunity to create a lifestyle for themselves that others only dream about.

Work Our Proven System

At CBI, we have an established sales system that we've perfected and is unique in our industry. This system is what has made us the premiere Agency in our industry today. We offer full training to all our new Agents on this system. In addition, we have a mentorship program for all new Agents at CBI. As a new Agent, you have the luxury of working directly with one of our managers. This is an individual who is an experienced, top producing Agent with us and who is compensated based upon how well you do! This mentorship program gives you the edge and instant experience you need to attain success with us on a fast track. With our proven sales and marketing system, backed up with our mentorship program, we have been able to put many Agents into a six figure income bracket within their first year with us.

And it doesn't end there! We have a weekly sales meeting and ongoing training sessions to keep you abreast of the latest sales and marketing ideas, as well as, changing industry trends, competitors products, etc. Everything you need to know to keep you ahead of the competition and to be a top producer with us.

Full Service Agency Support

At CBI, we refuse to take a backseat to any other Agency when it comes to service. We back our Agents up with the top sales support in the industry. Our philosophy is, "You Sell...We do the Rest!" At most Agencies, the Agent is forced to handle most of the administrative tasks associated with the sales process. Although certainly necessary, they take away from your productive sales time, which is where you earn your living. At CBI, some of the services we provide for you include:

Handling of all client claim situations

Pull pending status reports on every piece of business, every day, and do whatever is necessary to get your business issued and paid on.

Order and follow up on paramed exams

Handle all doctor's records requests

Supply all commission reports and client information

Provide all supplies and software...free of charge!

Management Opportunities

Are you looking for a career in management? CBI may be just the place for you! Because of our continued growth, we are looking for those who possess the ability to step into a sales management position once they learn our system. We promote from within totally based upon your performance. Our managers are compensated not only on their personal production, but also receive lucrative override commissions based upon the performance of the Sub-Agents assigned to them. As a manager at CBI, you have the ability to earn $100-$350,000 and up!! And, you also receive renewal override commissions on every single sale your Sub-Agents make. If you have the desire and ability to effectively work with and teach others what you know, a management position with CBI could be exactly the career choice you've been looking for!

Why CBI Agency?

Since our inception, we have continued to grow at an exceptional pace. Even in recent years, while the economy in general has been poor, we have still maintained a tremendous growth rate. One of the most frequently asked questions by those looking at this opportunity is "why?" What makes us different? There are really three reasons that have allowed CBI to continue to excel and set us apart and distinguish us from other opportunities today.

1. Recession Proof Industry: Although we do well and would prefer to see a strong, vibrant economy, when the economy does take a down-turn, it actually benefits us. First, as businesses close or down-size, displaced employees enter the market for benefit plans. Since this is our niche market, it actually increases our potential client base. Related to this is that, more and more companies are cutting the benefits they supply to their employees. This has the same effect of forcing these individuals to purchase their own benefits. Again, this is our target market. Also, it has brought us many good, quality Agents who probably would never have considered a career in Insurance Sales. Then, they became a victim of the economy and reluctantly found themselves looking for a new career. Some of our top Agents and even Managers today would have never envisioned themselves in Insurance Sales just a few years ago. So, a slow economy has helped to increase our growth.

2. Unique Niche Market We intentionally focus our marketing on small business owners and the self-employed. This differentiates us from the rest of the industry. When it comes to benefit programs, most of the insurance industry chases after large businesses. The bigger you are, they more they are after you. Yet the fastest growing business segment today is...you guessed it - small business and the self-employed. The very market most of our industry ignores. Intentionally focusing our efforts in this market has, and continues to, pay big dividends for us at CBI.

3. Career Agency There seems to be two primary schools of thought when it comes to being an insurance Agent. Either you are a "captive" Agent working for a single company or you are an Insurance "Broker" representing dozens of Companies. The advantage to being a captive agent is, since you are working strictly for them, your company provides a great deal of support. Lead programs, advance commissions, incentive programs, administrative help, etc. The downside is a very limited product portfolio. The advantage of being a Broker is access to all the products you need, however, the support structure critical to most Agents success, is no longer provided. What we've done at CBI has been to put the best of both these options together in a "Career" Agency. We represent several of the leading Insurance Companies operating today, giving our Agents the flexibility of products enjoyed by most Brokers. What we've maintained, however, is the support structure enjoyed by captive agents. Lead Programs; an exceptional advance structure; incentive programs; sales support; etc. At CBI, we provide our Agents with the best of both worlds.

We're different - We're Better!

Is This Opportunity Right for You?!

Frankly, although this can be an incredible opportunity for the right person, it absolutely is not for everybody. How do you know if it's for you or not? If you possess the following qualifications and traits, this may be the career you've been looking for. If you do not, it most likely will not be a good fit and you should not pursue it. But, if you:

Have a sales and/or management background, or previously owned a business, and...

Posses a solid, aggressive work ethic, and...

Are coachable and able to learn and follow a proven system, and...

Have a strong, internal desire for success, then

YOU NEED TO CONTACT US!

To arrange an interview to further explore the opportunities available for you at CBI Agency, either contact the representative of CBI you previously spoke with, or call us at (866) 488-7403

"The Future Belongs To Those Who Believe In Their Dreams"

This page was last updated: September 2, 2010